Know your numbers
before they surprise you.

Platform fees, multi-state sales tax, shipping costs, and tariff changes all cut into what you actually take home. BossWorks gives you a plan to track it all and see where you stand.

Online Sellers

Dashboard

Estimated
Budget

$162,000,

Budget
Available

$162,000

On Budget!
$62,000

Key Financial Projections

Jan 2025
Revenue
$11,800
Expenses
$8,000
Net Profit
$3,800

Tasks

Visit Lunch Hours at Competitor 1

Market Research

CompletedDue: Dec 24 2025

Visit Lunch Hours at Competitor 2

Market Research

In ProgressDue today

Research competitor analysis

Market Research

Not StartedDue: Dec 24 2025
THE CHALLENGE

You're selling.But are you making money?

Between platform fees, shipping, sales tax across states, and tariff changes, the gap between revenue and profit is hard to see.

I don't know what I'm actually making.

Etsy takes 6.5% on every transaction, plus 3% payment processing, plus $0.20 per listing. Add shipping, packaging, and materials, and it's hard to tell which products are actually profitable.

Sales tax across states makes no sense.

Since the Wayfair ruling, you can owe sales tax in states where you've never set foot. Every state has a different threshold for when you need to start collecting. Most sellers find out when they already owe.

Tariffs and shipping keep changing the math.

The 2025 tariff changes added costs for sellers sourcing internationally. Every change means repricing, and most sellers are doing it by feel.

Step 1

Set up the basic business skeleton.

LLC or sole prop. EIN. Business bank account. Separate sales tax account.

You didn't start this to do paperwork. But skipping it adds 15%+ to your costs and creates a liability nightmare. Your plan shows exactly what to file and when.

Crafted Candles Co. — Action Plan
Register LLCDone
Get EINDone
Open Business Bank AccountUp next
Register for Sales Tax — PAUpcoming
Set Up BookkeepingUpcoming
Step 2

Know your real margins and when you break even.

Your plan calculates startup costs and models the revenue you need to replace your salary.

Wholesale costs, shipping, platform fees (Shopify/Amazon), and ad spend. BossWorks totals your costs and projects when your net income covers your life expenses.

Startup Budget$8,500
Spent$5,200
Inventory & Supplies$3,100 of $4,000
Platform Setup$800 of $1,000
Marketing$1,300 of $2,000
Step 3

Grants and funding for inventory and growth.

Programs for women-owned, minority-owned, and e-commerce businesses — matched to your profile.

Most sellers self-fund until they run out of cash. But grants and low-interest loans exist. We match you with programs based on your revenue and business profile.

Funding Matches
SBA Microloan ProgramUp to $50KEligible
Etsy Seller Grant$5KEligible
PA Small Business GrantUp to $10KReview
Step 4

Tax questions, legal questions, scaling questions. Ask and move on.

Six AI assistants that know your business: where you sell, what you sell, and what state you're in.

"Should I switch to an S-Corp at my income level?" "How do I ship to Canada?" "Is this influencer contract fair?" Ask and get an answer specific to your situation.

I'm selling on Etsy and Shopify. Do I need to collect sales tax in California?
Finance Assistant
Based on your sales volume, you've crossed California's economic nexus threshold. Here's what you need to register and when...

Already sellingonline?

Whether you're expanding to a new platform, sorting out sales tax, or figuring out what's actually profitable, BossWorks can help.

Expand to another platform.

Selling on Etsy and thinking about Shopify or Amazon? Different fee structures, different tax implications, different fulfillment. Get a plan for the move.

Get your bookkeeping straight.

Spreadsheets worked when you had 10 orders a month. Now you need real tracking: costs, fees, taxes, and margins by product.

Figure out sales tax before it figures you out.

Economic nexus thresholds differ by state. Your plan flags the states and walks you through registration.

YOUR PLAN

Your completeonline sellers plan.

Every task, every cost, every requirement for your business type and city.

LLC, EIN, and business bank account setup
Sales nexus assessment and registration steps
Startup cost estimates for tools and inventory
Expense tracking by project with budget alerts
24-month revenue and breakeven projections
Funding matches for your profile
AI assistants for pricing, tax, and legal
Every task in one place

Why BossWorks?

Your plan is built for what you sell, where you sell it, and what platforms you're on. Not a generic small business template. Real cost breakdowns, real tax obligations, real funding options for online sellers.

Frequently asked questions

Yes. Whether you're on Etsy, Shopify, Amazon, eBay, or your own site, your plan is built around the fees, tax rules, and requirements that apply to your setup.

Yes, but the mechanics depend on your platform. Amazon and Etsy act as marketplace facilitators and collect and remit sales tax on your behalf in most states. However, if you sell through your own website, you're responsible for collecting and remitting sales tax in every state where you have nexus (a taxable presence). Multi-state sales tax is one of the most complex areas for online sellers — BossWorks breaks it down for your specific situation.

Most online sellers start as sole proprietors, but an LLC provides meaningful liability protection once your revenue grows — especially if you're importing products, holding inventory, or selling on multiple platforms. An S-corp election can reduce self-employment taxes once you're earning over roughly $50,000 in net profit. BossWorks recommends the right structure based on your revenue stage and business model.

If you're importing products from overseas (especially China), tariffs significantly affect your landed cost and therefore your pricing and margins. Import duties, customs fees, and Section 301 tariffs can add 10–25% or more to product cost. BossWorks helps you build a cost model that accounts for all import-related expenses so your pricing reflects your true costs.

Yes. Keeping business and personal finances separate is essential for tax purposes and protects your LLC liability shield. Most platforms also require or strongly recommend a dedicated business account for payouts. BossWorks includes business banking setup as a step in your launch checklist.

Amazon FBA fees typically run 30–40% of your selling price when you include referral fees, fulfilment fees, and storage. Etsy charges a 6.5% transaction fee plus listing and payment processing fees. Your pricing must account for these fees, your cost of goods, shipping, and returns before you can estimate true profit. BossWorks builds a fee-adjusted financial model for your specific platform and product.

No. Most online sellers started selling first and are now figuring out the business side: LLC, sales tax, real profit margins. BossWorks works whether you're starting from scratch or getting organized after the fact.

Your plan assesses where you may have economic nexus based on your sales volume by state. It flags the states where you likely need to register and walks you through the process.

ChatGPT gives you a wall of text. BossWorks gives you a structured plan that tracks your progress, knows your products and platforms, and updates as your business changes.

Get started at bossworks.ai.