For Online Sellers

Know your numbers before they surprise you.

Platform fees, multi-state sales tax, shipping costs, and tariff changes all cut into what you actually take home. BossWorks gives you a plan to track it all and see where you stand.

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Online Sellers
THE CHALLENGE

You're selling. But are you making money?

Between platform fees, shipping, sales tax across states, and tariff changes, the gap between revenue and profit is hard to see.

“I don't know what I'm actually making.”

Etsy takes 6.5% on every transaction, plus 3% payment processing, plus $0.20 per listing. Add shipping, packaging, and materials, and it's hard to tell which products are actually profitable.

“Sales tax across states makes no sense.”

Since the Wayfair ruling, you can owe sales tax in states where you've never set foot. Every state has a different threshold for when you need to start collecting. Most sellers find out when they already owe.

“Tariffs and shipping keep changing the math.”

The 2025 tariff changes added costs for sellers sourcing internationally. Every change means repricing, and most sellers are doing it by feel.

Step 1

Set up your business the right way.

LLC or sole prop. EIN. Sales tax registration. Separate bank account.

Most online sellers start on a platform and figure out the business side later. Your plan gives you the sequence based on where you're selling, how much you're making, and what state you're in.

Crafted Candles Co. — Action Plan
Register LLCDone
Get EINDone
Open Business Bank AccountUp next
Register for Sales Tax — PAUpcoming
Set Up BookkeepingUpcoming
Step 2

Know what it costs and when you break even.

Your plan calculates your startup costs, tracks spending by project, and models your path to breakeven.

Tools, subscriptions, packaging, inventory, shipping materials, platform fees. BossWorks calculates your startup costs upfront, tracks what you've spent vs. what you budgeted, and projects your path to breakeven.

Startup Budget$8,500
Spent$5,200
Inventory & Supplies$3,100 of $4,000
Platform Setup$800 of $1,000
Marketing$1,300 of $2,000
Step 3

Find money to grow, not just to start.

Grants, microloans, and small business programs matched to your profile, your business type, and where you're based.

Most online sellers self-fund and never look into grants. But programs exist for women-owned businesses, minority-owned businesses, and e-commerce sellers in specific states.

Funding Matches
SBA Microloan ProgramUp to $50KEligible
Etsy Seller Grant$5KEligible
PA Small Business GrantUp to $10KReview
Step 4

Sales tax, pricing, tariffs. Ask and get a real answer.

Six AI assistants that know your business: what you sell, where you sell it, and what platforms you're on.

“Do I have economic nexus in Texas?” “Should I raise my prices to cover the new tariffs?” These are the questions that stall sellers for weeks. Ask and get an answer you can act on.

I'm selling on Etsy and Shopify. Do I need to collect sales tax in California?
Finance Assistant
Based on your sales volume, you've crossed California's economic nexus threshold. Here's what you need to register and when...

Already selling online?

Whether you're expanding to a new platform, sorting out sales tax, or figuring out what's actually profitable, BossWorks can help.

Expand to another platform.

Selling on Etsy and thinking about Shopify or Amazon? Different fee structures, different tax implications, different fulfillment. Get a plan for the move.

Get your bookkeeping straight.

Spreadsheets worked when you had 10 orders a month. Now you need real tracking: costs, fees, taxes, and margins by product.

Figure out sales tax before it figures you out.

Economic nexus thresholds differ by state. Your plan flags the states and walks you through registration.

YOUR PLAN

Your complete online sellers plan.

Every task, every cost, every requirement for your business type and city.

  • LLC, EIN, and business bank account setup
  • Sales tax nexus assessment and registration steps
  • Startup cost estimates for tools, inventory, and subscriptions
  • Expense tracking by project with budget alerts
  • 24-month revenue and breakeven projections
  • Funding matches for your profile
  • AI assistants for pricing, tax, and legal questions
  • Every task in one place
WHY BOSSWORKS

Your plan is built for what you sell, where you sell it, and what platforms you're on. Not a generic small business template. Real cost breakdowns, real tax obligations, real funding options for online sellers.

Start a Business PlanFree during beta. No credit card required.
FAQ

Everything you need to know.

Yes. Whether you're on Etsy, Shopify, Amazon, eBay, or your own site, your plan is built around the fees, tax rules, and requirements that apply to your setup.

Yes, but the mechanics depend on your platform. Amazon and Etsy act as marketplace facilitators and collect and remit sales tax on your behalf in most states. However, if you sell through your own website, you're responsible for collecting and remitting sales tax in every state where you have nexus (a taxable presence). Multi-state sales tax is one of the most complex areas for online sellers — BossWorks breaks it down for your specific situation.

Most online sellers start as sole proprietors, but an LLC provides meaningful liability protection once your revenue grows — especially if you're importing products, holding inventory, or selling on multiple platforms. An S-corp election can reduce self-employment taxes once you're earning over roughly $50,000 in net profit. BossWorks recommends the right structure based on your revenue stage and business model.

If you're importing products from overseas (especially China), tariffs significantly affect your landed cost and therefore your pricing and margins. Import duties, customs fees, and Section 301 tariffs can add 10–25% or more to product cost. BossWorks helps you build a cost model that accounts for all import-related expenses so your pricing reflects your true costs.

Yes. Keeping business and personal finances separate is essential for tax purposes and protects your LLC liability shield. Most platforms also require or strongly recommend a dedicated business account for payouts. BossWorks includes business banking setup as a step in your launch checklist.

Amazon FBA fees typically run 30–40% of your selling price when you include referral fees, fulfilment fees, and storage. Etsy charges a 6.5% transaction fee plus listing and payment processing fees. Your pricing must account for these fees, your cost of goods, shipping, and returns before you can estimate true profit. BossWorks builds a fee-adjusted financial model for your specific platform and product.

No. Most online sellers started selling first and are now figuring out the business side: LLC, sales tax, real profit margins. BossWorks works whether you're starting from scratch or getting organized after the fact.

Your plan assesses where you may have economic nexus based on your sales volume by state. It flags the states where you likely need to register and walks you through the process.

ChatGPT gives you a wall of text. BossWorks gives you a structured plan that tracks your progress, knows your products and platforms, and updates as your business changes.

BossWorks is free during beta. No credit card required.